Banking made easy! Open an IOB account in minutes and enjoy seamless digital transactions, high security, and unmatched convenience.
Own your dream home with IOB! Get hassle-free home loans at competitive rates and flexible repayment plans.
Upgrade your ride with IOB Car Loan! Fast approvals, low-interest rates, and easy EMI options to make your dream car a reality.
Turn your gold into instant cash! Get IOB Jewel Loan with quick processing, low-interest rates, and zero hassle.
Funds when you need them! Avail IOB Personal Loan for medical emergencies, travel, or big purchases-quick approvals & easy repayment.
Very nice staff
Very nice staffs
Model Town Ludhiana
Ground Floor
Market 2
Model Town Extension
Ludhiana, Punjab - 141002
Behind Krishna Mandir
Open 24 HoursModel Town - Ludhiana
Ground Floor
Model Town Extension
Ludhiana, Punjab - 141002
Behind Krishna Mandir
Opens at 10:00 AMSBS Nagar - Ludhiana
SCF 28
Block E
SBS Nagar
Ludhiana, Punjab - 141013
SBS Nagar, Ludhiana
SCF 28
E Block
Pakhowal Road
Ludhiana, Punjab - 141013
Ludhiana - Pakhowal Road
No 745
Pakhowal Road
Sargodha Colony
Ludhiana, Punjab - 141001
Pakhowal
No 745/1
Pakhowal Road
Sargodha Colony
Ludhiana, Punjab - 141001
Miller Ganj
No B/15/141
GT Road
Millerganj
Ludhiana, Punjab - 141003
Opposite Fire Brigade
Opens at 10:00 AMMillerganj
Ground Floor
GT Road
Miller Ganj
Ludhiana, Punjab - 141003
Opposite Fire Brigade
Open 24 HoursLudhiana - Brown Road
SCO 11 & 12, 1st Floor
Puda Market
Field Ganj
Ludhiana, Punjab - 141008
Near Civil Hospital
Opens at 10:00 AMLudhiana - Cmc
Ground Floor
Brown Road
Ludhiana, Punjab - 141008
Nr Christian Medical College & Hospital
Open 24 HoursCMC Ludhiana
CMC Brown Memorial Hospital Campus
Brown Road
Ludhiana, Punjab - 141008
RO Ludhiana
No 550/1
College Road, Fountain Chowk
Civil Lines
Ludhiana, Punjab - 141001
Welcome to Indian Overseas Bank – your trusted financial partner since 1937, serving millions across India.
Experience comprehensive banking with our diverse range of accounts including Savings, Current, Fixed Deposits, and specialized options like SB-Super-Star and IOB-CD Gold.
Fulfil your aspirations with our competitively priced interest rates on loans - Home Loans (Subha Gruha), Personal Loans, Education Loans, Vehicle Loans, Corporate Loans, and MSME financing tailored for Indian entrepreneurs.
We also offer Insurance products, Investment options, FOREX services, and government schemes like NPS and Sovereign Gold Bonds.
Visit your nearest IOB branch to experience banking that combines tradition with innovation.
